The New Jersey Citizen Action Education Fund (NJCAEF) is a non-profit, tax-exempt 501(c)(3) organization founded in 1983 to empower low- and moderate-income people and communities of color through direct counseling and services, research, education, and training on public policy issues important to working families.  Our goals are to promote economic and racial equity, empower the marginalized, and build strong communities via services that foster financial stability and mobility. 

NJCAEF provides free comprehensive outreach and education services, including HUD-certified housing and foreclosure counseling, homeownership education for first-time homebuyers, financial education and one-on-one financial coaching, tax preparation, and healthcare enrollment assistance. Together, these programs promote affordable homeownership, financial literacy, asset preservation, health care access, and economic growth for New Jersey’s low- to moderate-income communities and people of color.

NJCAEF also works closely with our 501(c)(4) sister organization, NJ Citizen Action, to provide education and research on issue campaigns that advance the interests of working families, including in health care, financial justice, workplace protections, anti-poverty, and tax fairness. Learn more about our relationship with NJ Citizen Action.