It isn’t only a moral imperative for the state to make payments into the public pension system, it is also a legal one. We must obey the law and fully fund the pension.

Governor Chris Christie has skipped more pension payments than any governor in New Jersey history – even as he repeatedly claimed he “fixed” the pension system.  In fact, Christie omitted $14.9 billion in required payments – more than the five previous governors combined.  Christie’s preferred course of action puts the system on a road to bankruptcy in 10-12 years.

Wall Street has downgraded New Jersey’s credit-rating a record nine times on Christie’s watch. They’ve done so, in large part, due to Christie’s continued refusal to fund the pension.  So, funding the pension would help put New Jersey on the path to fiscal responsibility, which has been sorely lacking.

Honoring pensions for public workers is good for the whole state by protecting the middle-class and ensuring that the public sector can attract talented staff. A pension isn’t a giveaway to a giant corporation, it’s deferred compensation that workers have earned.  Public workers have made their payments, it is only the state that has not held up its end of the bargain.  We must stop putting millionaires and corporations ahead of the working people of our state and make the pension payment.

NJCAEF’s partner organization, New Jersey Citizen Action, filed an amicus curiae legal brief in April in support of public worker unions suing Governor Chris Christie for breaking the law and refusing to fully fund the pension system.


New Jersey Citizen Action Education Fund is monitoring the Coronavirus situation and following the guidance set forth by the Centers for Disease Control and Prevention, the World Health Organization and various US state and local government entities. Our first priority is the health and well-being of those individuals with whom we work and serve. Therefore, effective immediately our staff will be working remotely and will provide services over the phone. To find a complete list of our staff, programs and services, click here.

For loan counseling and financial coaching clients your application process will remain the same. One-on-one sessions will be provided via telephone and video conferencing. For questions about healthcare enrollment or the Census, call (973) 643-8800, extension 210. For any other information please visit our website at for updates or leave a message in the general mailbox and it will be forwarded to the appropriate staff member. Thank you and stay well!

New Jersey Citizen Action Education Fund (NJCAEF)



New Jersey Citizen Action Education Fund está monitoreando la situación del Coronavirus y siguiendo la guía establecida por los Centros para el Control y la Prevención de Enfermedades, la Organización Mundial de la Salud y varias entidades gubernamentales estatales y locales de los Estados Unidos. Nuestra prioridad es la salud y el bienestar de las personas con quienes trabajamos y servimos. Por lo tanto, con efectividad inmediata, nuestro personal trabajará de manera remota y brindará servicios por teléfono. Para encontrar una lista completa de nuestro personal, programas y servicios, haga clic acquí.  

Para los clientes de asesoría de préstamos y asesoramiento financiero, su proceso de solicitud seguirá siendo el mismo. Se proporcionarán sesiones individuales por teléfono y videoconferencia. Para preguntas sobre la inscripción de atención médica o el Censo, llame al (973) 643-8800, y marque la extensión 210. Para cualquier otra información, visite nuestro sitio web en para actualizaciones o para dejar un mensaje en el buzón general y será enviado al personal correspondiente.

Gracias y manténgase seguro!

New Jersey Citizen Action Education Fund (NJCAEF)