Free Tax Preparation

Closed for the tax season. We will begin tax preparation again in January 2018.

The New Jersey Citizen Action Education Fund offers free tax preparation services as part of our Volunteer Income Tax Assistance (VITA) program from January through April for households earning $54,000 or less in 2016. NJCAEF’ s free tax preparation service helps hard-working New Jersey families take advantage of all of the tax credits they are eligible for including the Earned Income Tax Credit (EITC), Child Tax Credit (CTC), and education credits. If you qualify for the EITC, you could receive up to $6,269 in tax refunds! You earned it…now claim it!

Since first launching our program in 2007, the NJ Citizen Action Education Fund has provided more than 31,300 low-income workers with our free tax preparation services, returning more than $49.6 million in refunds to New Jersey families.

NJCAEF’s free tax preparation services are available in English and Spanish. Our IRS-certified staff prepares and electronically files federal and New Jersey state tax returns for individuals and families making less than $54,000 annually, and helps those eligible claim the state and federal Earned Income Tax Credits.

 

HOURS OF OPERATION AND LOCATIONS:

NJCAEF provides free tax preparation services at our Economic Security Center, located at 165 Halsey Street in Newark, NJ 07102 (between Market and Bank Streets), and we have additional satellite sites in Essex and Middlesex Counties (services at our satellite sites are available by appointment only). Please contact our main office for additional information.

HOURS: Closed for the tax season.

 

You Must Bring to Your Appointment:

  • For married filing joint, both spouses must be present
  • All Forms W-2 and 1099
  • Information for other income
  • Information for all deductions/credits
  • A copy of last year’s tax return
  • Proof of account for direct deposit of refund
  • Social Security cards or ITIN cards for you, your spouse, and/or dependents
  • Proof of identification for yourself and/or your spouse
  • Total paid to day care provider and their tax ID number
  • Birth dates for you, spouse and/or dependents on the return
  • Proof of foreign status if applying for ITIN
  • Forms 1095-A, B or C (ACA Statements)
  • For prior year returns, copies of income transcripts from IRS (and state, if applicable)


WHAT IS THE EARNED INCOME TAX CREDIT (EITC)?

The IRS may owe you money through the Earned Income Tax Credit. Contact NJCAEF to CLAIM IT and KEEP IT!

AGI* = Adjusted Gross IncomeNo ChildrenOne Qualifying ChildTwo Qualifying ChildrenThree or more Qualifying Children
SingleAGI less than $15,010
Max Credit $510
AGI less than $39.617
Max Credit $3,400
AGI less than $45,007
Max Credit $5,616
AGI less than $48,340
Max Credit $6,318
Married (filing jointly)AGI less than $20,600
Max Credit $510
AGI less than $45,207
Max Credit $3,400
AGI less than $50,597
Max Credit $5,616
AGI less than $53,930
Max Credit $6,318
* AGI is gross income from taxable sources minus allowable adjustments.

√ WHAT is the EITC?
The Earned Income Tax Credit (EITC) is a salary complement that entitles many working families up to $6,269 in refundable tax benefits.

√ WHO can get the EITC?
Anyone who worked at any time during the year and had an annual household income of $54,000 or less may be eligible.

√ HOW can I get the EITC?
You must file a tax return. Contact NJCAEF’s Free Tax Preparation Center at 1-888-TAXES-11 (1-888-829-3711).

√ HOW MUCH money can I get?
The amount you may receive from the EITC depends on your income and family size. For example:

√ DOES EITC affect my benefits?

No. In most cases, EITC will NOT be used to determine eligibility for Medicaid, SSI, food stamps, low-income housing or most TANF payments.

√ WHAT if I’m not eligible for EITC?
You may still receive FREE tax filing assistance with NJCAEF if your household income is less than $54,000.

 

IMPORTANT: WATCH OUT FOR TAX SCAMS AND FRAUD!

DON’T spend money on tax preparers when NJCAEF will provide these benefits at no cost.

DON’T be fooled by “Fast Cash Refunds” or “Instant Refunds” — Rapid Anticipation Loans (RALS). You’re actually borrowing against your own refund and paying high fees and interest! It’s not worth it.

DON’T be fooled by “Holiday Loans” which are often RALS in disguise.

DO maximize on your tax refund and receive up to $6,269 by calling NJCAEF for an appointment with a tax specialist and file your tax returns for FREE with direct deposit!

 

CONTACT INFORMATION: 

CLOSED FOR THE TAX SEASON

PHONE: To schedule an appointment or for all other questions, call us at 973-273-0315 [or toll free at 1-888-TAXES-11 (1-888-829-3711)]

MAIL:   NJCAEF Economic Security Center
165 Halsey Street
Newark, NJ 07102

Click here for a Map and Directions to our Tax Center 

 

Special thanks to our Sponsors and Partners: The New Jersey Citizen Action Education Fund would not be able to provide these free services to individuals and families without the help of our sponsors and partners:

Bank of America

Capital One

Citi

City National Bank of New Jersey

Fulton Bank of New Jersey

Internal Revenue Service (IRS)

Investors Bank

JP Morgan Chase

New Jersey Citizen Action

Partners for Health Foundation

PNC Bank

The Provident Bank of New Jersey

Santander Bank

Schumann Fund for New Jersey

Sun National Bank

TD Bank

Valley National Bank

Verizon

Victoria Foundation

Wells Fargo