NJCAEF's Loan Counseling Service

Thank you for your interest in NJCAEF’s Loan Counseling Service.

NEW! You may be able to participate in the NJ Judiciary Foreclosure Mediation Program. Click here for more information, including full eligibility requirements.

Our Loan Counseling Service Application is now linked to the NJCA Website, and can be completed and submitted entirely online.

Our Loan Counseling Service Application (click here) is now linked to the New Jersey Citizen Action Website. There, you can either complete and submit it entirely online, or if you prefer, print and return it by postal mail or fax. You will find full details at the NJCA page.

Your application will be forwarded to a Loan Counselor as soon as we receive it. You should receive a call back from your counselor in two or three weeks.

Your counselor will set an appointment to meet with you in the office of your choice (a full list is included within the application). You should bring as much financial information as possible to your meeting.

We look forward to working with you,and hope that you will soon join the thousands of successful NJCAEF homeowners!