Our Accomplishments
Policy Changes
Out of our work and the many community, government, and social service agencies we partner with, came the conditions to make positive changes to policy, including affordable housing and fair banking reforms, a progressive income tax, an environmental Right-to-Know Law, the Family Leave Act, an increase in the Homestead Rebate Program and its expansion to include tenants, "universal screening" for lead poisoning, the Health Care Quality Act and managed care patient protections.
- Keeping the promise of Social Security
- Expanding NJ FamilyCare
- Health Care Access Commission Act
- Leading a successful fight for tax reform
- Historic financial workout program for victims of predatory lending
- Family Leave Act
- Increase in the Homestead Rebate Program and its expansion to include tenants
- Universal screening for lead poisoning
- Health Care Quality Act and managed care patient protections
- Environmental Right-to-Know Law
- Helped nearly 1,000 families become first-time homebuyers
- NJCAEF's Loan Counseling Service
- NJCAEF's Servicio de Asesoramiento de Préstamos
Special Reports
- New! On May 1, 2008, the New Jersey Citizen Action Education Fund and NJ Citizen Action released the "No Dial Tone" Report, that starkly revealed the lack of competition for basic local phone service. The report is introduced in this Media Release.
- On January 12, 2006, the New Jersey Citizen Action Education Fund released a report that analyzes the effects of a proposal set to go before the U.S. House of Representatives on February 1, 2006. The report, "How Proposed Cuts in Vital Services will Hurt New Jersey," shows how cuts to vital services will impact New Jersey residents.
- The New Jersey Citizen Action Education Fund and the Institute for America's Future released a report on May 18, 2005, entitled "President's Privatization Plan Cuts Social Security Checks by $327,542 for a Typical New Jerseyan." This report illustrates how a typical New Jersey worker who chooses a private account and retires in 2080 – the final year of Social Security's 75-year planning horizon – would see a lifetime benefit cut of $327,542 in today's dollars.
- On April 28, 2005 the New Jersey Citizen Action Education Fund and the Institute for America's Future released a report on how "Bush's Privatization Plan would Devastate New Jersey's Economy." The report concludes that the President's proposed Social Security privatization plan would create a new $25.9 billion unfounded federal mandate on the state of New Jersey and would plunge an estimated 120,000 New Jersey seniors into poverty.
- Citizen Policy & Education Fund of NJ, New Jersey Citizen Action and Philadelphia Jobs with Justice released a new report, "Waste Not, Want Not: How Eliminating Insurance and Pharmaceutical Industry Waste Could Fund Health Care For All." The report shows that approximately $245 billion is wasted on private insurance red tape and protecting drug company super-profits each year. The study concludes that by providing insurance more efficiently and making drug companies sell in a more competitive market, the savings could be used to provide secure, affordable health care for all. Here are links to the NJ press release and the NJ report. To view the national report visit www.jwj.org.
- REPORT "The Drug Company Habit: A Study of Pharmaceutical Industry Campaign Contributions and Policy Influence". It details the habitual relationship between state politics and the drug industry in New Jersey – including data about campaign contributions to elected officials, candidates and party organizations – during the last two legislative cycles (1999-2003). Also read this related article from the Star-Ledger of September 24, 2003: "Drug Makers Accused of Stalling Bill" (in PDF/Adobe Acrobat format).
- REPORT "The Color of Money in New Jersey 2003: Campaign Finance, Race and Civil Rights in the Garden State" (will open in a new window). It details how people of color and working families disenfranchised by reliance on private financing for elections.
- REPORT "PAYBACKS: How the White House and Congress are Neglecting Our Health Care Because of Their Corporate Contributors" (links directly below). It details how health care-related interests have poured more than $163 million into federal political campaigns and party coffers since 1999 and have reaped huge policy paybacks that are harmful to ordinary people's health, according to a new investigative report by Public Campaign.
NJCAEF Annual Reports
- 2007 Annual Report
- 2004–2006 Annual Reports — forthcoming
- 2003 Annual Report
- 2002 Annual Report
- 2001 Annual Report
- 2000 Annual Report
Loan Counseling Service
If you are interested in NJCAEF's Loan Counseling Service, please take a moment to review and fill out:
Your application will be forwarded to a Loan Counselor as soon as we receive it. You should receive a call back from your counselor in two or three weeks. We look forward to working with you and hope that you will soon join the many successful CPEF homeowners!
We maintain a forceful campaign to implement the Community Reinvestment Act (CRA) in New Jersey, signing CRA agreements with more than 20 banks committing over $9 billion in below market rate mortgages, discounted home improvement loans, construction and permanent financing for non-profit and small business loans to women, people of color, and low-income and working families.